4 social security benefits that may be affected when you remarry
4 social security benefits that may be affected when you remarry

4 social security benefits that may be affected when you remarry

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Getting married again brings excitement – and decisions. This is especially true when it comes to Social benefits.

Vise versa: Economic benefits of getting married again
More: The woman’s guide to collecting social security

According to a blog on SSA’s Social Security Matters website, remarriage can affect your benefits in terms of the following:

1. Supplementary Security Income (SSI) payments

The size of your SSI payment may change as a result of your new spouse’s income and resources. If you and your spouse both receive SSI, your payment amount will change from an individual rate to a pair rate.

Payments for widow / widower or divorced widow / widower

Your age plays a big role in this aspect of your social security benefits. If you remarry before the age of 50, you are not entitled to it survivors or disability benefits unless you get divorced. If you remarry between 50 and 59, you will not be able to receive unemployment benefits unless the marriage ends. In this case, you may be eligible or re-eligible for benefits on your previously deceased spouse’s earnings. Your benefits begin in the first month in which the subsequent marriage ended, if all eligibility requirements are met. If you remarry after age 60, you may still be eligible for benefits on your previously deceased spouse’s Social Security earnings statement.

3. Divorced spouse benefits

If you remarry, as a general rule, you will no longer receive benefits paid to you from your former spouse’s account. However, your ex-spouse may still receive your benefits if certain qualifications are met, including that the marriage lasted 10 years or longer; your ex-spouse is unmarried; and your ex-spouse is 62 years of age or older.

4. Child benefits (under 18 years or students aged 18 or 19)

Child benefits cease when a child marries. This is the case whether you remarry or not.

For more information, visit SSA’s distribute page.

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About the author

Vance Cariaga is a London-based writer, editor and journalist who has previously held staff positions at Investor’s Business Daily, The Charlotte Business Journal and The Charlotte Observer. His work also appeared in Charlotte Magazine, Street & Smith’s Sports Business Journal and Business North Carolina magazine. He holds a BA in English from Appalachian State University and studied journalism at the University of South Carolina. His reporting won awards from the North Carolina Press Association, the Green Eyeshade Awards and AlterNet. In addition to journalism, he has worked in banking, accounting and restaurant management. A North Carolina native who also writes fiction, Vance’s short story, “Saint Christopher,” became number two in the 2019 Writer’s Digest Short Story Competition. Two of his short stories appear in With One Eye on the Cows, an anthology published by Ad Hoc Fiction in 2019. His debut novel, Voodoo Hideaway, was published in 2021 by Atmosphere Press.

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