How long does it take for social security to provide an old-age pension: from when can you collect it

How long does it take for social security to provide an old-age pension: from when can you collect it

Going from job to retirement does not happen automatically: the pension application process goes through a series of procedures that depend on the worker, but also on social security. The moment the person applies for retirement, the time it takes for Social Security is added, as another of the variables that will determine possible interruptions in the perception of income at the transition from active working life to retirement.

It is important to measure time: If the worker lives up to date with the money from his salary and asks for his retirement pension later than he should, he may be financially uncovered for a short time. A time that, moreover, would depend on how long it took Social Security to respond to his request.

Although in defense of the organism is that the answers from Social Security do not wait too long. According to the agency’s data, the average dissolution time in the last months of 2021 (specifically in October) was only 19.97 days. Less than three weeks after submitting application.

This is an average period where there will be requests that require additional verification (data consultation, requests for additional information from applicants) and others that are easy to resolve. With everything, in worst case the answer from Social Security may come in a period of 90 days.

If an employee applies for a retirement pension and the response from Social Security comes within the average period, they will hardly have a break in their income as long as they apply for a pension just when they reach the normal retirement age (or the age they have). need). to benefit from any of the forms of early retirement).

When do you create the right to collect old-age pension?

That when applying for a pension is also important because determines when you are eligible to start picking up mentioned pension. If the worker becomes confused and forgets to request it until some time later, he may lose certain pending amounts of the pension. It all depends on the situation from which the worker gets access to the pension and the time it takes for him to request the benefit, as explained by Social Security on its website:

Workers requesting retirement while they are registered with Social Security and within the first three months of termination of employment, they will be entitled to receive the pension from the date of termination. If the employee applies for the pension in February and e.g. will be accepted in April, he will collect his pension from April, but also receive the amounts generated from the day of termination of employment.

In the event that the employee applies for a retirement pension while he is registered with the social security, but takes longer from the end of the work, it will have a maximum retroactive effect of three months. In other words, the outstanding amounts generated in the previous three months would be paid, but nothing from the periods most delayed in time.

If the worker requests a pension from a situation of high assimilated, Social Security explains that the effects of retirement will be “from the day after the request, or when the causal event occurs, depending on the assimilated situation in question.” In these cases, the citizen should first consult the body, which has two telephone numbers for retirement: 901 16 65 65 and 91 542 11 76.

If the worker applies for a retirement pension from a situation of not registered with Social Security You will only be entitled to the amounts generated from the moment you requested it. You will not be entitled to retroactive effect.


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