Intrusive warning not to divide your CPR number into seven situations
Intrusive warning not to divide your CPR number into seven situations

Intrusive warning not to divide your CPR number into seven situations

IF you are asked to share your CPR (SSN) number and it feels like a scam, it’s because it most likely is.

Experts urge people not to share theirs SSN with anyone requesting them over the phone or email, as it is most probably a con.

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SSNs are an effective authentication process for employers and other agenciesCredit: Getty Images – Getty

Paige Hanson is Head of Cyber ​​Security Education at NortonLifeLock and told CNET: “If you do not start the call, you should never share your personal information,

“Even though it looks like it’s from a legitimate company you do business with.”

Because every SSN has become an effective authentication process for employers, government agencies, and other companies, scammers have focused their efforts on stealing them.

If they are able to get their hands on your SSN, they can do the following:

  • Open new accounts in your name
  • File fraudulent tax returns
  • Get medical attention
  • Stealing benefits
  • Commit crimes in your name
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The Federal Trade Commission had nearly 1.4 million reports of identity theft last year alone.

In addition, the Identity Theft Resource Center reports that 29% were repeat victims.

When to share your SSN

While it is important to be vigilant with your SSN, there are times when it is necessary to share yours.

These can include buying a home or applying for a credit card.

These agencies have policies and procedures in place that ensure your safety.

Here is a list of places you are most likely to share your SSN with:

  • Banks
  • Credit bureaus
  • DMV
  • The tax authorities
  • Welfare offices
  • Insurance companies
  • Employers

How to detect a scam

Criminals will use many different tactics to try to get your SSN, so it’s important to be able to spot the scams.

Some scammers pretend to be insurance companies, banks or even government agencies and can be quite convincing.

However, the Social Security Administration (SSA) will never ask anyone to transfer money, buy gift cards or pay with cryptocurrency.

Gail Ennis, Inspector General of the Social Security Administration, said SSA will also never:

  • Threaten you with suspension of benefits, arrest or other legal action unless you pay a fine or a fee
  • Promise a benefit increase or other assistance against payment
  • Require payment by retail gift card, cash, bank transfer, internet currency or prepaid debit card
  • Demand confidentiality when dealing with a social security related issue
  • Send official letters or reports containing personally identifiable information via email

She also said that other public authorities will never:

  • Call unsolicited to suspend your CPR number
  • Tell you about crimes committed in your name
  • Offer to solve identity theft or a benefit issue for a fee
  • Insist that you pay fines, fees or debts immediately with retail gift cards, prepaid debit cards, bank transfers, internet currency or by sending cash
  • Insist on secrecy about a legal issue, or ask yourself to come up with stories to tell family, friends or store employees
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