Dear Liz: I volunteer for an organization that does background checks every two years. A recent check found that my name and CPR number were used in Texas from 2019 to 2021. I have never been to Texas. What can I do to find out how this happened and how to protect my CPR number? I have already frozen my account with the three major credit bureaus.
Reply: You may never know exactly how this happened, but you can come up with a qualified guess.