Dyou know it if you do not pay Social Security, you may be entitled to spousal benefits are you married or previously married to a contributor?
You may be eligible for Retrospective social security benefits.
“Spouses applying at their full retirement age may be eligible for a benefit equal to 50% of the other spouse’s benefit,” Investopedia reported.
What are retroactive services?
The retroactive benefits are one “one-time payment to the Social Security Administration (SSA) can provide for people who are delaying applying for retirement benefits beyond their full or “normal” retirement age. “
In the event that you submit your Social benefits After reaching full retirement age, you can apply for a benefit retroactively to reimburse you for the missed monthly payments. “
You can receive a maximum of six months.
What if I do not have a spouse or apply for ordinary, non-spouse pension benefits?
If you are applying for plain, non-spouse pension benefitswhen you reach the monthly full retirement age, you may lose the earned “delayed retirement credits”.
What about spousal benefits?
There are no delayed pension credits. You can not claim a retroactive delay when you are married.
By applying for Spouse benefits from social security after your full retirement age you may be entitled to a “retroactive payment”.
The best way to apply for the spouse benefit is to wait until you reach yours full retirement age and collect them immediately.
Before applying, however, you must confirm the information with one adviser at your The social security office.