Social security: you benefit from social security | lifestyles – Community News
Social Security

Social security: you benefit from social security | lifestyles

• Do you know someone who is just starting their career? This is the best time for them to prepare for retirement. Social Security benefits provide only a portion of retirement income. Those starting their careers should start saving early in order to have adequate income after retirement. Share this page with a young worker you know: www.ssa.gov/people/earlycareer.

These are just some of the web pages tailored to the needs of specific groups. You can check out our People Like Me homepage at www.ssa.gov/people to see them all.

Q: If I retire at age 62, will I be eligible for Medicare?

AN: New. Medicare starts when you turn 65. If you retire at age 62, you may be able to continue medical insurance through your employer or purchase it from a private insurance company until you qualify for Medicare. For more information, read Medicare at www.ssa.gov/pubs, or call us at 1-800-772-1213 (TTY 1-800-325-0778).

Q: Is it true that if you are on a low income you can get help paying your Medicare premiums?

AN: Yes. If your income and resources are limited, your state may be able to help with your Medicare Part B premium, deductibles, and coinsurance amounts. State rules vary on income and resources that apply. Contact your state or local medical, social services, or welfare agency or call the Medicare hotline, 1-800-MEDICARE (1-800-633-4227), and ask about Medicare savings programs. If you have limited income and resources, you may also be able to get help paying for prescription drug coverage under Medicare Part D. Call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) or call a Social Security Office. See also our publication, Medicare, at www.ssa.gov/pubs/10043.html. For even more information, visit www.ssa.gov.

This column was prepared by the Social Security Administration. For quick answers to specific Social Security questions, contact Social Security toll-free at 800-772-1213 or visit www.socialsecurity.gov.