What is the difference between Social Security SSI and SSDI? – Community News
Social Security

What is the difference between Social Security SSI and SSDI?

Social Security provides payments for over 63 million beneficiaries and currently, about one in five Americans receives some form of Social Security. The far-reaching program has been hailed as the most successful anti-poverty tool in US history, but there is still some confusion about its structure.

Two of the most common Social Security Administration (SSA) programs are the Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). These initiatives provide financial support to seniors and people with disabilities.

What is Supplemental Security Income?

SSI is designed to provide basic financial assistance to: elderly and people with disabilities who has very limited income. The program administered by the SSA is usually supplemented by state support programs that increase supply.

Program eligibility is based solely on age/disability and limited income and resources.

What is Social Security Disability Insurance?

To be eligible for the SSDI, individuals must: registered as disabled somehow, and must also meet certain work history requirements. However, keep in mind that family members (spouse or parent) can also be used to meet the requirements.

Those eligible to receive SSDI payments will: automatically qualify for Medicare coverage at 24 months, and applicants with amyotrophic lateral sclerosis (ALS) are immediately eligible.

Can you receive both SSI and SSDI?

Yes – it is possible to be eligible for and receive payments from both programs, provided you meet their respective criteria. However, it should be noted that SSI recipients are required to: report any changes in their living situation or income. To clarify eligibility for the programs, contact the SSA toll free at 1-800-772-12.

If you believe you qualify for the SSI or SSDI, you can contact the SSA at 1-800-772-1213 (TTY 1-800-325-0778) Monday through Friday between 7am and 7pm.

You can apply for SSDI benefits online through the SSA’s dedicated online portal. There is an online portal for the SSI program, but it is only available to adults with disabilities. Alternatively, you can request SSI payments by visiting your local Social Security office.

Before the proceeding is initiated, claimants should be aware that the average wait time for the approval of an SSI or SSDI application: between three and five months and may currently take longer due to a pandemic disruption. Claimants with severe disabilities can request an accelerated assessment of their application by using the Compassionate Allowances (CAL) classification.