What to do if your Social Security check is late? – Community News
Social Security

What to do if your Social Security check is late?

PEOPLE who qualify for Social Security benefits will see a monthly check or direct deposits into their account.

It is possible that your Social Security payment does not appear in your account at the expected time.

Social Security recipients receive monthly benefits


Social Security recipients receive monthly benefits

The Social Security Administration (SSA) sends checks or direct deposits throughout the month to ensure benefits are distributed in a timely manner.

Payments are supposed to be credited to people’s accounts on Wednesdays, although there are exceptions.

When your money is in your account depends on your birthday.

This means that beneficiaries who were born before in the month, regardless of the specific month, receive their payments before those born at the end of the month.

Here’s an overview of the arrivals of payments based on dates of birth:

  • Born from 1 to 10: Your payment should arrive the second Wednesday of each month
  • Born on the 11th to the 20th: Your payment should arrive on the third Wednesday of every month
  • Born on the 21st to the 31st: Your payment must arrive on the fourth Wednesday of each month

Why is my payment delayed?

It can take up to 90 days for your first Social Security payment to arrive after an application is submitted.

If you are a returning recipient and more than a week has passed since your distribution date, this is considered a delay.

Your payment may be delayed for several reasons.

The most common is that the SSA office, those responsible for making the payments experience a delay in their process.

All you have to do is wait patiently for your check to arrive.

Another reason your check is late may have to do with the fact that you recently changed your home address and forgot to notify the SSA office.

And if you’ve recently changed bank accounts, you’ll need to notify the SSA as it may also delay your payment.

What should I do if my benefit is late?

If you believe your Social Security check has been stolen, you should contact the SSA office immediately.

If your delay is due to a change in personal information, such as a bank account or address, please call your local SSA office or 1-800-772-1213 (Monday through Friday, 7:00am – 7:00pm).

For other delays, the SSA recommends that you wait three business days for your check to arrive.

After that date, you must call the SSA.

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