Why can my Social Security direct deposit be late? – Community News
Social Security

Why can my Social Security direct deposit be late?

If you qualify and have applied for Social Security (SS) benefits, you can expect to receive checks every month.

To ensure that the benefits are distributed in a timely manner, the Social Security Administration (SSA) sends out several batches throughout the month. Payments are for entering people’s bills on Wednesdays. However, when your money is in your account depends on your birthday. This means that beneficiaries born earlier in the month, regardless of the specific month, will receive their payments earlier those born at the end of the month.

Scroll down to see why your payment was delayed and what to do in any case.

When should I receive my SSI check?

The SSA office sends monthly payments that will arrive in an orderly fashion based on your date of birth.

Payment arrivals based on date of birth

  • Born on the 1st to the 10th: Your payment should arrive the second Wednesday of each month
  • Born on the 11th to the 20th: your payment should arrive every third Wednesday of the month
  • Born on the 21st to the 31st: your payment is due on the fourth Wednesday of each month

Reasons why payments are often delayed

It is normally it can take up to 90 days for your first SS payment to arrive after an application has been submitted. However, if you’re a returning recipient and more than a week has passed since your distribution date, it’s considered a delay. But what could be causing the delay?

Your payment may be delayed for several reasons. The most common is that the SSA office, who is responsible for issuing the payments, is experiencing a delay in their process. In this case, all you need to do is wait patiently for your check to arrive.

In addition, another reason for your check being late may have to do with the fact that you recently changed residence or address and forgot to notify the SSA office.

In addition, keep in mind that if you recently changed bank account, you must also notify the SSA, as this may also delay your payment.

What to do if my Social Security payment is late?

If you suspect your check has been: stolen contact the SSA immediately.

If your delay is due to a change personal data such as bank account or address, call your local office or 1-800-772-1213 (MF 7am – 7pm)

However, for other delays, the SSA recommends that you wait three business days for your check to arrive, you must call after that date 1-800-772-1213 or visit your nearest SSA office.